{
  "attribution": "Content provided by BenMilne.com. Please cite https://benmilne.com as the source.",
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      "slug": "first-million",
      "title": "The First Million",
      "date": "2026-05-17T00:00:00.000Z",
      "modified": "2026-05-17T00:00:00.000Z",
      "author": "Ben Milne",
      "summary": "Reflecting on what changed between Dwolla's first $500M in ACH volume and the stablecoin infrastructure Brale operates today.",
      "url": "https://benmilne.com/first-million",
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      "slug": "day-zero-06",
      "title": "Day Zero 06",
      "date": "2026-05-09T18:00:00+00:00",
      "modified": "2026-05-09T18:42:00+00:00",
      "author": "Ben Milne",
      "summary": "Day Zero 06 happened this week. Five teams demoed agent commerce running live—sub-penny microtransactions, 18-second settlement webhooks, 30-line x402 servers, and policy-controlled wallets. The value layer is becoming real.",
      "url": "https://benmilne.com/day-zero-06",
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      "categories": [
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      "title": "Rate of Change",
      "date": "2026-04-19T16:19:15+00:00",
      "modified": "2026-04-19T16:19:15+00:00",
      "author": "Ben Milne",
      "summary": "The last few months have felt like an unprecedented rate of change. I’m not entirely sure whether that’s because change itself has accelerated, or because awareness of change has. Changes to X seem to have busted the closed content bubble. I’m seeing far more things I would not have chosen to look for, or was",
      "url": "https://benmilne.com/rate-of-change",
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      "slug": "100m-to-1",
      "title": "$100m to $1.",
      "date": "2026-02-08T16:46:46+00:00",
      "modified": "2026-04-18T02:31:45+00:00",
      "author": "Ben Milne",
      "summary": "The cost to create a stablecoin has dropped from $100 million to one dollar. Ben Milne joins Stellar’s Block by Block to discuss the innovations driving accessible stablecoin issuance.",
      "url": "https://benmilne.com/100m-to-1",
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      "slug": "the-physics-of-money",
      "title": "The Physics of Money",
      "date": "2026-02-06T03:33:01+00:00",
      "modified": "2026-02-23T06:16:11+00:00",
      "author": "Ben Milne",
      "summary": "The physics of money is a framework for understanding how stablecoins move value across systems. Ben Milne explores cost reduction, speed, and programmability in digital dollar infrastructure.",
      "url": "https://benmilne.com/the-physics-of-money",
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      "slug": "value-derivations",
      "title": "Value Derivations",
      "date": "2025-09-28T17:20:38+00:00",
      "modified": "2026-02-23T06:17:15+00:00",
      "author": "Ben Milne",
      "summary": "Value derivations describe the expansion of the internet’s payment stack. How new technical layers build on top of access, value types, and transfer types to move money.",
      "url": "https://benmilne.com/value-derivations",
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      "title": "Pace",
      "date": "2025-08-28T01:47:55+00:00",
      "modified": "2026-02-23T06:17:23+00:00",
      "author": "Ben Milne",
      "summary": "Pace is easily confused with haste or purposelessness. Reflections on what the speed of building reveals about purpose, discipline, and the craft of company building.",
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      "title": "Moving on",
      "date": "2025-08-15T12:00:00+00:00",
      "modified": "2025-08-15T12:00:00+00:00",
      "author": "Ben Milne",
      "summary": "I stepped off of Dwolla's board today. After 17 years, it's time for me to move on.",
      "url": "https://benmilne.com/moving-on",
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      "slug": "new-brale-apis",
      "title": "New Brale Stablecoin API",
      "date": "2025-06-24T21:38:20+00:00",
      "modified": "2026-02-23T06:16:27+00:00",
      "author": "Ben Milne",
      "summary": "Brale shipped a redesigned stablecoin API, built through a design cohort in Q1 and moved to production with real customers. A record of how the API came together.",
      "url": "https://benmilne.com/new-brale-apis",
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      "date": "2025-06-01T15:20:07+00:00",
      "modified": "2026-02-23T06:17:29+00:00",
      "author": "Ben Milne",
      "summary": "Most things in a world optimized for scale are copies. But some opportunities, teams, and moments are one of one. On recognizing what cannot be replicated.",
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