If Shelter-in-place isn’t mandated in Iowa, what can we do?

Like many of you in Iowa, I sat with my family listening to Governor Reynold's press conference this afternoon. First and foremost, I want to applaud the State of Iowa, Governor Reynolds personally, and her staff for doing what is a very hard thing —keeping composure in an exceptionally unknown and dynamic time. Whether or… Continue reading If Shelter-in-place isn’t mandated in Iowa, what can we do?

Sessions of money, data, and trust

The internet is full of sessions. From the most the most obvious to obscure — browser sessions, driving a car, phone calls, playing a game, and too many other examples to list. One of the design considerations for Dwolla's Labels technology was how to grant access to something that can't own an asset. Like a… Continue reading Sessions of money, data, and trust

Building a $10M+ revenue business on the Dwolla ecosystem

The Dwolla ecosystem is now big enough that businesses can be built around it and start generating substantial revenue. I was talking to a friend the other day who was thinking about starting a new company and I laughingly mentioned the fastest path to revenue I knew of right now was to build around the… Continue reading Building a $10M+ revenue business on the Dwolla ecosystem

Understanding Dwolla Customer Types

When building a Dwolla platform application it's important to understand the Customer Types you can use. These are building blocks for your funds flows and the right end user experience. There are 3 Customer Types to understand. They are outlined on the Dwolla developer website but lately I find myself drawing them on a whiteboard… Continue reading Understanding Dwolla Customer Types

Capital Pool Conundrums

When money moves, en masse, there are typically collateral requirements somewhere. To oversimplify it, that's basically money (cash) one party has to give someone else in case something goes wrong. Sophisticated organizations might be able to use a bond, letter of credit, debt vehicle, or some other type of asset but most of us get… Continue reading Capital Pool Conundrums

Teaching Iowa Students to Code

I recently attended an interesting group discussion about getting students in Iowa, specifically rural Iowa, access to computer science skills. The state has a desire to do something and the resources to match but one of the challenges has been getting the right teachers in the schools to teach technology classes. It's not a problem… Continue reading Teaching Iowa Students to Code