$1,000,000 in liquidity for $164.38. Solving for real-time with a bit of cash.

The topic of funds availability came up with a large potential partner on a call a few weeks ago. When funds are available to the recipient in an electronic transaction is more often than not a function of the Transfer Type that's being used to exchange money. In the US, there are many Transfer Types… Continue reading $1,000,000 in liquidity for $164.38. Solving for real-time with a bit of cash.

Quarantine Art

Jami normally has an art project going. When we started our own shelter in place Jami began a new one under #30DAYARTQUARANTINE inspired by another artist. The body of work certainly has themes and one of them I thought was particularly interesting was the children's books. We, like many of you, have kids in our… Continue reading Quarantine Art

Talking Programmable Payments with Currency Cloud

I had an opportunity to talk with Jeff Forkin at Currency Cloud a few weeks ago about programmable payments and the approach we've taken at Dwolla. You can listen to the discussion below. Looking back on when I was first introduced to the Currency Cloud team and Stephen Lemon, it's amazing how far FinTech has… Continue reading Talking Programmable Payments with Currency Cloud

If Shelter-in-place isn’t mandated in Iowa, what can we do?

Like many of you in Iowa, I sat with my family listening to Governor Reynold's press conference this afternoon. First and foremost, I want to applaud the State of Iowa, Governor Reynolds personally, and her staff for doing what is a very hard thing —keeping composure in an exceptionally unknown and dynamic time. Whether or… Continue reading If Shelter-in-place isn’t mandated in Iowa, what can we do?

Sessions of money, data, and trust

The internet is full of sessions. From the most the most obvious to obscure — browser sessions, driving a car, phone calls, playing a game, and too many other examples to list. One of the design considerations for Dwolla's Labels technology was how to grant access to something that can't own an asset. Like a… Continue reading Sessions of money, data, and trust