Back @ Work. Appreciating Power of Platform.

After ~4 months on sabbatical I returned to work at Dwolla this week. I wasn't sure how I would feel but I'm happy to be pleasantly sitting here Saturday morning reflecting with a smile on my face. This week was really nice. I'm aware that my perspective has shifted after some time to think. I… Continue reading Back @ Work. Appreciating Power of Platform.

$1,000,000 in liquidity for $164.38. Solving for real-time with a bit of cash.

The topic of funds availability came up with a large potential partner on a call a few weeks ago. When funds are available to the recipient in an electronic transaction is more often than not a function of the Transfer Type that's being used to exchange money. In the US, there are many Transfer Types… Continue reading $1,000,000 in liquidity for $164.38. Solving for real-time with a bit of cash.

Talking Programmable Payments with Currency Cloud

I had an opportunity to talk with Jeff Forkin at Currency Cloud a few weeks ago about programmable payments and the approach we've taken at Dwolla. You can listen to the discussion below. Looking back on when I was first introduced to the Currency Cloud team and Stephen Lemon, it's amazing how far FinTech has… Continue reading Talking Programmable Payments with Currency Cloud

Sessions of money, data, and trust

The internet is full of sessions. From the most the most obvious to obscure — browser sessions, driving a car, phone calls, playing a game, and too many other examples to list. One of the design considerations for Dwolla's Labels technology was how to grant access to something that can't own an asset. Like a… Continue reading Sessions of money, data, and trust

Building a $10M+ revenue business on the Dwolla ecosystem

The Dwolla ecosystem is now big enough that businesses can be built around it and start generating substantial revenue. I was talking to a friend the other day who was thinking about starting a new company and I laughingly mentioned the fastest path to revenue I knew of right now was to build around the… Continue reading Building a $10M+ revenue business on the Dwolla ecosystem