Category: written-words

The Brale team spends an inordinate amount of time these days talking about, thinking about, and working with folks new to DeFi protocols. Most of the world's CeFi & TradFi leaders still need to wrap their heads around gas fees which frequently come up as a barrier to entry. Showing someone gas fee trackers rarely… Continue reading Abstracting gas fees →

At Money 20/20 last week, a topic that came up over and over in discussions was blockchain performance compared to traditional databases used to ledger transactions. One must be excellent at double-entry bookkeeping and performant state machines to use a traditional database to ledger transactions. The overwhelming majority of banks and FinTechs use this approach… Continue reading Traditional Ledgering and Blockchains →

The old saying goes something like, "fast, cheap, and good. pick two ". There are even lovely Venn diagrams all over. Like this one 🙂 This idea tends to fall into conventional wisdom and applies very well to most things. It has often come up in the context of Transfer Types and various payment providers.… Continue reading What if you don’t have to choose? →

Sharing observations and findings after spending more time in the DeFi world has been a fun part of the journey. It helps communicate to people inside of traditional finance environments and those outside them.Talking about moving money in a traditional environment very quickly focuses on transfer types and funds flows. Transfer types are typically mono-rail-type… Continue reading Mono-rail to no rails →

It has been surprising how much discussion has been about creating new regulatory frameworks, particularly for fiat-backed stablecoins. Surprising because the current framework works well for fiat-backed stablecoins, something that is pretty boring if done correctly. The regulation is unclear when applying current regulation to other forms of stablecoins, like algo-stables. The current regulatory structure in the… Continue reading Payment regulations and the evolving value stack →

Matt Harris did this fantastic talk about the verticalization of FinTech a few year ago. The TL/DR for me is that a lot of high-value technology will be built and scaled across several customer verticals. If you have some time, I suggest watching the video below. https://www.youtube.com/watch?v=vVrQW3jwCjU These horizontal technologies are compelling. I am biased… Continue reading Verticals to Ecosystems →