Some friends and I were discussing ways to stay in the loop without our regular conference schedule to expose us to new technologies and the output was V-Sum. It's taken a while to come together but the first event is finally on Oct 14th. It's completely virtual and distributed. There is no cost to attend.… Continue reading V-Sum: A Distributed FinTech Conference
After many years of the question "Why Iowa?" being the opening haha of countless meetings when it is regularly confused with Idaho, this question largely fell out of my life until very recently. These days, I hear it most from startup founders. It's not a customer, partner, or investors. During COVID I started being more… Continue reading Why Iowa
This is a really incredible project in red rural America by artist b.Robert Moore. Here is the artist statement: Inspired by many national and global protests demanding reform in policy and government to address the racial and civil injustices against humanity, specifically Black American citizens in America. Motivated by the various voices fighting human rights, Robert curated a small… Continue reading Harvesting Humanity
Systemic racism is not ok. Unequal treatment of Black people is not ok. Killing a Black man in the street is not ok. Generational oppression of a race is not ok. This shouldn't need to be said but in the context of today's America it needs to be said. Black lives matter. We as human… Continue reading It’s not ok
I've been building FinTech products for the better part of 10 years and this is at the heart of every bank conversation I've ever had. The discussion always goes in different directions. I asked this question on Twitter and at the time the question was somewhat rhetorical. I thought the answers would be more consistent… Continue reading What’s a dollar on deposit worth?
The topic of funds availability came up with a large potential partner on a call a few weeks ago. When funds are available to the recipient in an electronic transaction is more often than not a function of the Transfer Type that's being used to exchange money. In the US, there are many Transfer Types… Continue reading $1,000,000 in liquidity for $164.38. Solving for real-time with a bit of cash.
Jami normally has an art project going. When we started our own shelter in place Jami began a new one under #30DAYARTQUARANTINE inspired by another artist. The body of work certainly has themes and one of them I thought was particularly interesting was the children's books. We, like many of you, have kids in our… Continue reading Quarantine Art
I had an opportunity to talk with Jeff Forkin at Currency Cloud a few weeks ago about programmable payments and the approach we've taken at Dwolla. You can listen to the discussion below. Looking back on when I was first introduced to the Currency Cloud team and Stephen Lemon, it's amazing how far FinTech has… Continue reading Talking Programmable Payments with Currency Cloud
About a month ago I posted Hiring a new CEO. Today the Dwolla team announced that we've found our new CEO and he's already begun work. As of now, Brady Harris has begun leading the Dwolla team. Brady is relocating his family to Des Moines from Atlanta as a part of taking on the role.… Continue reading Dwolla has a new CEO
We're about 2 weeks into our own shelter-in-place situation at our house and I've been watching a few sites on a regular basis. Specifically the State of Iowa IDPH Site and the Johns Hopkins Center for Systems Science and Engineering dataset. After watching these sites change, I keep wondering how far off the model is… Continue reading More Iowa Covid-19 Growth Data